Private Insurance

All about Insurance (Life, Personal, Car (Auto), Property, Fire, Direct, General, Healthcare etc)

Top Ten Tips to Save Money on Home Insurance

Monday, July 2, 2007

Author: Brian Stevens

Want to save a bundle on your home insurance? Here are the top ten tips to save money on your home insurance.

1. Comparison shop - Comparison shopping is the number one way to save money on your home insurance. You can save $500 to $1,000 on your yearly premium simply by comparing rates from various insurance companies.

Go to a comparison website where you can get rate quotes from different companies, compare those quotes, then choose the best one. Some comparison sites even have insurance experts on call so you can get answers to your home insurance questions online. (See link below.)

2. Raise your deductible - Raising your deductible from $250 to $1,000 can save you up to 25% on your insurance premium.

3. Consolidate your insurance - Purchasing your home insurance and your auto insurance through the same company can save you as much as 30% on your insurance.

4. Install security devices - Installing dead-bolt locks, burglar alarms, window locks, and security lights can get you a good sized discount.

5. Install safety features - Most insurance companies give discounts if you have smoke detectors, fire alarms, fire extinguishers, and sprinkler systems in your home.

6. Insure your home only - Make sure you are insuring your home and not your home and your land.

7. Stop smoking - Most insurers give discounts if everyone in your home is a non-smoker.

8. Get a senior discount - If you're 55 years or older you may be eligible for a senior discount.

9. Check your credit rating - Insurance companies now use credit reports to rate your risk factor. Check your credit report and have any invalid entries removed.

10. Ask for discounts - Some insurers will give you a discount if you're in the military, in law enforcement , are a single parent, or for a host of other reasons. Take advantage of all the discounts you're eligible for.

Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get insurance rate quotes from top homeowners insurance companies and see how much you can save. You can get more insurance tips in their Articles section.

Source: ArticlesBase.com

About the Author:
The author, Brian Stevens, is a former insurance agent and financial consultant who has written extensively on tips to save money on your home insurance.

Labels:

posted by mSteven, 2:32 PM

13 Comments:

It's so nice for me to have found this blog of yours, it's so interesting. I sure hope and wish that you take courage enough to pay me a visit in my PALAVROSSAVRVS REX!, and plus get some surprise. My blog is also so cool! Don't think for a minute that my invitation is spam and I'm a spammer. I'm only searching for a public that may like or love what I write.

Feel free off course to comment as you wish and remember: don't take it wrong, don't think that this visitation I make is a matter of more audiences for my own blogg. No. It's a matter of making universal, realy universal, all this question of bloggs, all the essential causes that bring us all together by visiting and loving one another.

You must not feel obliged to come and visit me. An invitation is not an intimation. Also know that if you click on one of my ads I'm promised to earn 8 cents for that: I would feel happy if you did click it, but once again you're totaly free to do what ever you want. That's the whole beauty of it all.

I think it's to UNITE MANKIND that we became bloggers! Don't see language as an obstacle but as a challenge (though you can use the translater BabelFish at the bottom of my page!) and think for a minute if I and the rest of the world are not expecting something like a broad cumplicity. Remenber that pictures talk also. Open your heart and come along!!!!!
[img]http://i7.tinypic.com/4yq44mh.jpg[/img]
studio commercialista pauletto padova

studiopauletto.atspace.com
nice blog
Thanks for you work and have a good week
hello! i'm italian! your blog is beautiful! also i have a blog:
http://superjuventus.blogspot.com
you go in my blog and you erite a comment! thank!
Great Blog. Interesting Read!
commented by Blogger Blas, July 20, 2007 at 1:55 AM
 
From one former insurance agent to another, it's great to see someone actually trying to help mankind. Do you own AIG stock? I think its going to get better with their recent acquisition of California based 21st Century Insurance Company, great move on thetr part.
I love your blog-Have a great day
Hello,

We would like to do an interview with you about your blog for
www.BlogInterviewer.com . We'd like to give you the opportunity to
give us some insight on the "person behind the blog."

It would just take a few minutes of your time. The interview form can
be submitted online at http://bloginterviewer.com/submit-an-interview

Best regards,

Mike Thomas
commented by Blogger Mike, July 28, 2007 at 8:49 PM
 
Great Blog!
While you try saving money... try not to get screwed.
Extraordinary post. I just loved this article as I have found so many tips that will help one to save a huge amount home insurance policy. I was actually planning to buy this policy next month but now as I got tips to make the policy cheaper I will shop for it this month. Thank you so much all these great tips.
product liability insurance
Interesting to be read, keep sharing.

PPLIC

Add a comment


Click to go H.O.M.E.
Didn't find what you're looking for? Try our specialized insurance search engine http://insuring-swicki.eurekster.com/